Save it for a Rainy Day

As I was driving to work today, the Dos XXs commercial was on. I couldn’t find the exact commercial, but it was along these lines.

One of the last lines was, ” he never saves anything for a rainy day.”  Which made me think about if I wanted to be a saver for rainy days, or a live life to the moment type of person. I also wondered, where the saying came from. After a bit of googling I cam across:

Save for a rainy day – to keep something (usually money) until one really needs it.  Formerly most jobs, such as farm jobs, were dependent on the weather. Since they could not be carried out in rainy weather, no money was earned then.

As this saying has been around from before 1850, it was a bit of an old one and harder to find.  I found it and other sayings here.

But I digress. My point, saving for a rainy day, should we? Or should we enjoy life now.  I am a full believer in being prepared, in fact be prepared for a blog post on my preparation for disasters, etc.  Monkeybot has been so kind to  send me items for my personal preparedness. But the question that was weighing on my mind this morning, was am I working now like I was a farmer?  –waking up at  5am and going to bed when the sun is down, trying to squeeze as much work/savings as I can out of each day, with the belief that when the rainy day comes I’ll have both time and money to keep me safe.  With that thought on my mind, I then ran across (thanks twitter) Met Life’s Study on how we are saving money and preparing for rainy days.

Couple of highlights for you:

50% of Americans say they are only  one month — or only two paychecks — or less away from not being able to meet their financial obligations if they were to lose their job, and more than half of these, a startling 28% of the total respondents, couldn’t survive financially for more than two weeks.

I thought the statistic on eating out was interesting, especially as it concerns Generation Y:

66% are eating out less often. That figure rises to 71% among GenXers.

We were eating out a lot, because I was working too much and too tired to cook by the time I got home.  I’ve been trying to lose weight, so have been making an effort to cook more home low-fat meals, so I guess I fall into that statistic, but for other reasons.

As for savings, we have a bit more saved than most, which makes me ask again, am I saving EVERYTHING for a rainy day, and not living my life? I am thinking yes, as if I was doing something fun, then I’d be blogging about that, and not old idioms, random surveys by Met Life, and my pathetic work life!

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Audit Prom

Audit prom rolls by once a year. We get to eat yummy food, and schmooze with all of Ryan’s Deloitte buddies. Best of all we get to dress up.

I hit up Loehmann’s for the dress – $69 brown Calvin Klein and stretchy so it was SUPER comfortable – what I care about now that I’m old and boring. Just to think about some of the “formal” dresses I’ve bought where you can barely move/breath/lift your arms higher than your shoulders!

I digress. When I have some time next month I want to make a map of downtown super great shops to find cheap wholesale stuff. I found a bead shop which helped me make the cutest bracelet (you can kinda see it under the gold ones in this photo), and now I wish I didn’t have to work so I could just bead. And I found a shop with cute cheap jewlrey, and a shop with really modern interior stuff. Where did I find the time you ask? Well I was sick, and then I felt better for a few hours so I went walking around downtown…. and you know what . . . it inspired me.

I don’t want to work anymore.

I want to take time to volunteer at a women’s shelter, I want to take time to help people find jobs and make their resumes better (if working in recruiting has taught me anything it’s how to get anyone a job!), I want to cook elaborate meals (and get good at making elaborate sushi rolls), I want to get politically involved with my district–maybe even run, I want to do my genealogy, and I want to travel with el-monkeybot, I want to exercise and not regret that it’s taken away an hour of my 3 free hours a day, I want to nuzzle up to a good book weekly, and I want to be able to spend time with my husband for more than an hour a day.